/* bess-rechner.de · CI Von Feder Gruppe / PVA Invest · Schriften lokal eingebunden (keine Google-Server) */
@font-face{font-family:"Montserrat";font-weight:500;font-display:swap;src:url(fonts/montserrat-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"Montserrat";font-weight:600;font-display:swap;src:url(fonts/montserrat-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Source Sans 3";font-weight:400;font-display:swap;src:url(fonts/source-sans-3-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"Source Sans 3";font-weight:600;font-display:swap;src:url(fonts/source-sans-3-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Source Sans 3";font-weight:700;font-display:swap;src:url(fonts/source-sans-3-latin-700-normal.woff2) format("woff2")}

:root{
  --navy:#05034C; --blau:#034F95; --blau-mittel:#7FA6CF; --blau-hell:#C9D6E6; --blau-flaeche:#E8EFF7;
  --anthrazit:#1B1D3B; --orange:#F39200; --grau-flaeche:#F3F4F8; --grau-linie:#DDE0E8; --grau-text:#62667D; --weiss:#FFFFFF;
  --f-head:"Montserrat","Helvetica Neue",Arial,sans-serif; --f-text:"Source Sans 3","Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--weiss);color:var(--anthrazit);font-family:var(--f-text);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:var(--blau)} a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.wrap{max-width:1200px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.kick{font-family:var(--f-head);font-weight:600;font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:var(--blau)}
h1,h2,h3{font-family:var(--f-head);font-weight:600;color:var(--navy);margin:0;text-wrap:balance}
h2{font-size:clamp(28px,3.2vw,40px);line-height:1.15}
h2 .p{color:var(--orange)}
.lead{font-size:20px;line-height:1.5;color:var(--blau);font-weight:600;margin:0;max-width:62ch}
.txt{margin:0;max-width:62ch}
.note{font-size:14px;color:var(--grau-text);margin:0;line-height:1.55}
.sec{padding-block:104px}
.grau{background:var(--grau-flaeche)}
.stack{display:flex;flex-direction:column;gap:20px}
.intro{display:flex;flex-direction:column;gap:16px;max-width:760px}
.g2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:56px;align-items:start}
.g3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.g4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:6px;font-family:var(--f-head);font-weight:600;font-size:15px;text-decoration:none;border:0;cursor:pointer}
.btn.o{background:var(--orange);color:var(--navy)} .btn.o:hover{background:#FFA51F;color:var(--navy)}
.btn.w{border:1.5px solid rgba(255,255,255,.55);color:var(--weiss);background:transparent} .btn.w:hover{background:rgba(255,255,255,.08);color:var(--weiss)}

/* Kopf */
.kopf{position:sticky;top:0;z-index:20;height:84px;background:var(--weiss);border-bottom:1px solid var(--grau-linie);display:flex;align-items:center}
.kopf .feld{position:absolute;left:0;top:0;height:84px;width:270px;background:var(--navy);border-bottom-right-radius:34px;display:flex;align-items:center;padding-left:max(20px,env(safe-area-inset-left,0px))}
.kopf .feld img{height:34px;width:auto}
.kopf .wrap{width:100%;display:flex;justify-content:flex-end;align-items:center;gap:32px}
.kopf nav{display:flex;gap:26px}
.kopf nav a{color:var(--anthrazit);text-decoration:none;font-family:var(--f-head);font-weight:500;font-size:14px}
.kopf nav a:hover{color:var(--blau)}
.kopf .pva{height:24px;width:auto}

/* Hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(160deg,#0D0F62 0%,#05053A 70%);color:var(--weiss)}
.bogen{position:absolute;border-radius:50%;pointer-events:none}
.hero .wrap{position:relative;padding-block:88px 60px}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:64px;align-items:center}
.hero h1{color:var(--weiss);font-size:clamp(34px,4.4vw,58px);line-height:1.08;letter-spacing:-.01em}
.hero p{margin:0;font-size:20px;line-height:1.55;color:var(--blau-hell);max-width:34em}
.hero .kick{color:var(--blau-mittel)}
.btns{display:flex;flex-wrap:wrap;gap:14px}
.schwarm{position:relative;aspect-ratio:16/10;border-radius:12px;border:1px solid rgba(255,255,255,.14);background:radial-gradient(circle at 70% 30%,rgba(3,79,149,.55),rgba(3,3,58,0) 60%),#03033A;display:grid;grid-template-columns:repeat(7,1fr);grid-template-rows:repeat(4,1fr);gap:14px;padding:34px}
.schwarm span{border:1px solid rgba(255,255,255,.22);border-radius:4px}
.schwarm span.a{background:var(--orange);border-color:var(--orange)}
.schwarm span.l{border:0}
.schwarm figcaption{position:absolute;left:20px;bottom:14px;font-family:var(--f-head);font-weight:600;font-size:14px;color:var(--weiss)}
.frist{margin-top:68px;padding-top:26px;border-top:1px solid rgba(255,255,255,.14)}
.frist .kick{font-size:11px;margin-bottom:22px}
.frist ol{list-style:none;margin:0;padding:0;position:relative;display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.frist ol:before{content:"";position:absolute;left:0;right:0;top:9px;height:2px;background:linear-gradient(90deg,rgba(127,166,207,.45) 0 74%,var(--orange) 74% 100%)}
.frist li{position:relative;padding-right:14px}
.frist i{display:block;width:20px;height:20px;border-radius:50%;background:#05053A;border:2px solid var(--blau-mittel)}
.frist li:last-child i{background:var(--orange);border-color:var(--orange);box-shadow:0 0 0 6px rgba(243,146,0,.22)}
.frist b{display:block;font-family:var(--f-head);font-weight:600;font-size:22px;margin-top:14px}
.frist li:last-child b{color:var(--orange)}
.frist span{font-size:15px;color:var(--blau-hell)}
.frist li:last-child span{color:var(--weiss)}

/* Kennzahlen */
.kz{padding-block:36px}
.kachel{background:var(--navy);color:var(--weiss);border-radius:8px;padding:22px;display:flex;flex-direction:column;gap:4px}
.kachel.b{background:var(--blau)}
.kachel b{white-space:nowrap;font-family:var(--f-head);font-weight:600;font-size:28px;font-variant-numeric:tabular-nums;line-height:1.2}
.kachel span{font-size:15px;color:var(--blau-hell)}
.kachel.b span{color:var(--blau-flaeche)}

/* Rechner */
.rechner{display:flex;flex-wrap:wrap;gap:24px;align-items:stretch}
.eingabe{flex:1 1 300px;min-width:0;background:var(--grau-flaeche);border-radius:12px;padding:28px;display:flex;flex-direction:column;gap:24px}
.feldgruppe{display:flex;flex-direction:column;gap:10px;border:0;margin:0;padding:0}
.feldgruppe legend{font-family:var(--f-head);font-weight:600;font-size:15px;color:var(--navy);padding:0;margin-bottom:10px}
.wahl{display:grid;gap:8px}
.wahl.z2{grid-template-columns:repeat(2,minmax(0,1fr))} .wahl.z3{grid-template-columns:repeat(3,minmax(0,1fr))}
.wahl button{min-height:48px;border-radius:8px;border:2px solid var(--grau-linie);background:var(--weiss);color:var(--navy);cursor:pointer;font-family:var(--f-head);font-weight:600;font-size:14px;font-variant-numeric:tabular-nums;padding:6px}
.wahl button[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:var(--weiss)}
.wahl button small{display:block;font-family:var(--f-text);font-weight:400;font-size:12px;opacity:.85}
.wahl.einh button{min-height:70px;font-size:22px}
.eckdaten{display:flex;flex-direction:column;gap:6px;font-size:14px;font-variant-numeric:tabular-nums;border-top:1px solid var(--grau-linie);padding-top:14px}
.eckdaten div{display:flex;justify-content:space-between;gap:10px} .eckdaten dt{color:var(--grau-text)} .eckdaten dd{margin:0;font-weight:600}
.ergebnis{flex:2 1 560px;min-width:0;border:1px solid var(--grau-linie);border-radius:12px;padding:28px;display:flex;flex-direction:column;gap:22px}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px}
.kpis .kachel{padding:18px}
.kpis .kachel b{font-size:26px}
.kpis .kachel small{font-size:12px;color:var(--blau-mittel)}
.kpis .kachel.b small{color:var(--blau-flaeche)}
.kpis .kachel span{font-size:13px;line-height:1.3}
.legende{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.legende h3{font-size:15px}
.legende ul{list-style:none;margin:0;padding:0;display:flex;gap:16px;flex-wrap:wrap;font-size:13px;color:var(--grau-text)}
.legende li{display:flex;align-items:center;gap:6px}
.legende i{display:block;width:12px;height:12px;border-radius:2px}
.diagramm{position:relative;height:260px}
.diagramm .null{position:absolute;left:0;right:0;height:1px;background:var(--grau-text)}
.diagramm .tilg{position:absolute;top:0;bottom:0;border-left:1.5px dashed var(--blau-hell)}
.diagramm .tilg span{position:absolute;top:0;left:6px;font-size:11px;color:var(--grau-text);white-space:nowrap}
.saeulen{position:absolute;inset:0;display:flex;gap:3px}
.saeulen button{flex:1;position:relative;min-width:0;border:0;padding:0;background:transparent;border-radius:3px;cursor:pointer}
.saeulen button[aria-pressed="true"]{background:var(--blau-flaeche)}
.saeulen span{position:absolute;display:block;border-radius:2px}
.saeulen .v{left:10%;width:38%;background:var(--navy)}
.saeulen .n{left:52%;width:38%;background:var(--blau-mittel)}
.saeulen .k{left:calc(50% - 4px);width:8px;height:8px;border-radius:50%;background:var(--orange)}
.jahre{display:flex;gap:3px}
.jahre span{flex:1;text-align:center;font-size:10.5px;color:var(--grau-text);font-variant-numeric:tabular-nums;min-width:0;overflow:hidden}
.detail{background:var(--grau-flaeche);border-radius:8px;padding:12px 16px;display:flex;flex-wrap:wrap;gap:6px 22px;font-size:14px;font-variant-numeric:tabular-nums}
.detail strong{font-family:var(--f-head);font-weight:600;color:var(--navy)}
.abschluss{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between;background:var(--blau-flaeche);border-radius:8px;padding:18px 20px}
.abschluss p{margin:0;font-size:15px;line-height:1.5;flex:1 1 300px;min-width:0}

/* Finanzierung */
.tabelle{background:var(--weiss);border-radius:8px;padding:8px 8px 4px;min-width:0;overflow-x:auto}
.tabelle table{width:100%;border-collapse:collapse}
.tabelle th,.tabelle td{padding:15px 16px;border-bottom:1px solid var(--grau-linie);text-align:left;vertical-align:top;font-size:16px;line-height:1.45}
.tabelle th{font-family:var(--f-head);font-weight:600;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--grau-text)}
.tabelle th.hl{color:var(--blau)}
.tabelle td:first-child{font-weight:600;color:var(--navy)}
.tabelle td:last-child{font-weight:600}
.tabelle tr:last-child td{border-bottom:0}

/* Konzept */
.fakten{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 28px}
.fakten b{display:block;font-family:var(--f-head);font-weight:600;font-size:22px;color:var(--navy)}
.fakten span{font-size:15px;color:var(--grau-text)}

/* Ablauf */
.schritte{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.schritte li{background:var(--weiss);border-radius:10px;padding:26px 24px;display:flex;flex-direction:column;gap:10px;min-width:0;hyphens:auto;-webkit-hyphens:auto;overflow-wrap:break-word}
.schritte li.dunkel{background:var(--navy);color:var(--weiss)}
.schritte li.hell{background:var(--blau-flaeche)}
.schritte em{font-style:normal;font-family:var(--f-head);font-weight:600;font-size:13px;color:var(--orange)}
.schritte li.hell em{color:var(--blau)}
.schritte strong{font-family:var(--f-head);font-weight:600;font-size:20px;color:var(--navy)}
.schritte li.dunkel strong{color:var(--weiss)}
.schritte span{font-size:15px;line-height:1.5}
.schritte li.dunkel span{color:var(--blau-flaeche)}

/* Pakete */
.paket{border:1px solid var(--grau-linie);border-radius:10px;padding:30px 26px;display:flex;flex-direction:column;gap:18px}
.paket.hl{border:2px solid var(--blau)}
.paket .preis{font-family:var(--f-head);font-weight:600;font-size:38px;color:var(--navy);font-variant-numeric:tabular-nums;line-height:1.1}
.paket dl{margin:0;display:flex;flex-direction:column;gap:10px;font-size:16px;font-variant-numeric:tabular-nums;border-top:1px solid var(--grau-linie);padding-top:12px}
.paket dl div{display:flex;justify-content:space-between;gap:12px} .paket dd{margin:0;font-weight:600} .paket dl div:last-child{color:var(--blau)}
.paket .kopfzeile{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.chip{font-family:var(--f-head);font-size:12px;font-weight:600;color:var(--navy);background:var(--blau-flaeche);border-radius:20px;padding:5px 12px}

/* Filme */
.filme{background:var(--navy);color:var(--weiss)}
.filme h2{color:var(--weiss)}
.filme .kick{color:var(--blau-mittel)}
.film{display:flex;flex-direction:column;gap:12px}
.film video{width:100%;aspect-ratio:16/9;border-radius:10px;background:#0D0F62}
.film em{font-style:normal;font-family:var(--f-head);font-weight:600;font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--orange)}
.film strong{font-family:var(--f-head);font-weight:600;font-size:18px;line-height:1.3}
.film span{font-size:15px;color:var(--blau-hell)}

/* Rahmen */
.punkt{display:flex;flex-direction:column;gap:12px;border-top:2px solid var(--navy);padding-top:20px}
.punkt h3{font-size:19px}
.punkt p{margin:0;font-size:16px}
.siegel{background:var(--blau-flaeche);border-radius:8px;padding:22px 26px;display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.siegel img{height:28px;width:auto}
.siegel p{margin:0;font-size:16px;line-height:1.55;flex:1 1 420px;min-width:0}

/* Fragen */
details{border-bottom:1px solid var(--grau-linie)}
summary{cursor:pointer;list-style:none;padding:22px 0;font-family:var(--f-head);font-weight:600;font-size:18px;color:var(--navy);display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";color:var(--orange);font-size:24px;line-height:1}
details[open] summary:after{content:"−"}
details p{margin:0 0 22px;font-size:16px;max-width:70ch}

/* Abschluss */
.cta{position:relative;overflow:hidden;background:linear-gradient(160deg,#0D0F62 0%,#05053A 70%);color:var(--weiss)}
.cta .wrap{position:relative;padding-block:100px;display:flex;flex-direction:column;align-items:flex-start;gap:24px}
.cta h2{color:var(--weiss);font-size:clamp(30px,3.6vw,46px);max-width:20ch}
.cta p{margin:0;font-size:19px;color:var(--blau-hell);max-width:56ch}
.cta .kick{color:var(--blau-mittel)}
.kontakt{font-family:var(--f-head);font-size:16px}

.fuss{padding-block:40px 48px}
.fuss .linie{height:2px;background:linear-gradient(90deg,var(--orange) 0 16%,var(--blau) 16% 100%)}
.leiste{list-style:none;margin:22px 0;padding:0;display:flex;justify-content:center;flex-wrap:wrap;gap:12px 28px;align-items:center}
.leiste li{display:flex;align-items:center;gap:8px;font-family:var(--f-head);font-size:11px;font-weight:500;letter-spacing:.24em;color:var(--navy)}
.leiste img{height:18px;width:auto}
.hinweis{font-size:13px;line-height:1.6;color:var(--grau-text);max-width:110ch;margin:0 0 18px}
.impressum{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:12px;color:var(--grau-text)}

.btn .bi{flex:0 0 auto}
.btn span{display:inline-block}

.hero .btns{gap:12px}
.hero .btns .btn.w{padding:0 18px}
@media (max-width:400px){.hero .btns .btn{font-size:13px;padding:0 6px;gap:6px}}
@media (max-width:440px){.hero .btns .btn .bi{display:none}}

/* Kopf-CTA */
.kopf .kopf-cta{min-height:44px;padding:0 20px;font-size:14px}

/* Hero-Film */
.herofilm{position:relative;display:block;width:100%;padding:0;border:1px solid rgba(255,255,255,.18);border-radius:14px;overflow:hidden;cursor:pointer;background:#03033A;aspect-ratio:16/9;box-shadow:0 24px 60px rgba(0,0,20,.35)}
.herofilm img{display:block;width:100%;height:100%;object-fit:cover}
.herofilm:after{content:none}
.play{position:absolute;left:auto;right:7%;top:36%;transform:none;transform:translate(-50%,-50%);z-index:1;width:84px;height:84px;border-radius:50%;background:var(--orange);display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 14px rgba(243,146,0,.25);transition:transform .2s}
.herofilm:hover .play,.filmkarte:hover .play{transform:scale(1.07)}
.herofilm-text{position:absolute;left:22px;right:22px;bottom:16px;z-index:1;display:flex;flex-direction:column;align-items:flex-start;gap:2px;text-align:left;color:var(--weiss)}
.herofilm-text em{font-style:normal;font-family:var(--f-head);font-weight:600;font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--orange)}
.herofilm-text strong{font-family:var(--f-head);font-weight:600;font-size:19px}

/* Vergleich Finanzierung */
.vergleich{display:flex;flex-direction:column;background:var(--weiss);border-radius:12px;overflow:hidden;min-width:0}
.vz{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr) minmax(0,1fr);align-items:stretch}
.vz span{padding:16px 18px;font-size:16px;line-height:1.4;min-width:0;hyphens:auto;-webkit-hyphens:auto;overflow-wrap:break-word;border-bottom:1px solid var(--grau-linie);display:flex;align-items:center;gap:10px}
.vz span:first-child{font-weight:600;color:var(--navy)}
.vz span.hl{background:var(--blau-flaeche);font-weight:600;color:var(--navy);border-bottom-color:#D3DEEC}
.vz:last-child span{border-bottom:0}
.vz.kopfz span{font-family:var(--f-head);font-weight:600;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--grau-text);padding-block:18px}
.vz.kopfz span.hl{background:var(--navy);color:var(--weiss)}
.ic{flex:0 0 22px;width:22px;height:22px;display:inline-block;background:var(--blau);-webkit-mask:var(--m) center/contain no-repeat;mask:var(--m) center/contain no-repeat}
.ic-doc{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M14 3H7a2 2 0 0 0-2 2v14a2 2 0 0 0 2 2h10a2 2 0 0 0 2-2V8z'/%3E%3Cpath d='M14 3v5h5M9 13h6M9 17h6'/%3E%3C/svg%3E")}
.ic-prozent{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='M19 5L5 19'/%3E%3Ccircle cx='7' cy='7' r='2.5'/%3E%3Ccircle cx='17' cy='17' r='2.5'/%3E%3C/svg%3E")}
.ic-kal{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round'%3E%3Crect x='3' y='5' width='18' height='16' rx='2'/%3E%3Cpath d='M3 10h18M8 3v4M16 3v4'/%3E%3C/svg%3E")}
.ic-start{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Cpath d='M12 7v5l3 2'/%3E%3C/svg%3E")}
.ic-digital{--m:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round'%3E%3Crect x='3' y='4' width='18' height='12' rx='2'/%3E%3Cpath d='M8 20h8M12 16v4'/%3E%3C/svg%3E")}

/* Filmkarten */
.filmkarte{display:flex;flex-direction:column;gap:12px;text-align:left;background:transparent;border:0;padding:0;color:var(--weiss);cursor:pointer;font:inherit}
.filmkarte .bild{position:relative;display:block;width:100%;aspect-ratio:16/9;border-radius:10px;overflow:hidden;border:1px solid rgba(255,255,255,.14)}
.filmkarte .bild img{width:100%;height:100%;object-fit:cover;display:block}
.filmkarte .play{width:52px;height:52px;box-shadow:0 0 0 8px rgba(243,146,0,.25)}
.filmkarte em{font-style:normal;font-family:var(--f-head);font-weight:600;font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--orange)}
.filmkarte strong{font-family:var(--f-head);font-weight:600;font-size:18px;line-height:1.3}
.filmkarte span.t{font-size:15px;color:var(--blau-hell)}

/* Overlay */
.overlay{position:fixed;inset:0;z-index:50;background:rgba(3,3,40,.88);display:flex;align-items:center;justify-content:center;padding:max(16px,env(safe-area-inset-top,0px)) max(16px,env(safe-area-inset-right,0px)) max(16px,env(safe-area-inset-bottom,0px)) max(16px,env(safe-area-inset-left,0px))}
.overlay[hidden]{display:none}
.ov-box{width:min(1280px,100%);display:flex;flex-direction:column;gap:12px}
.ov-kopf{display:flex;justify-content:space-between;align-items:center;gap:16px;color:var(--weiss);font-family:var(--f-head);font-size:18px}
.ov-zu{width:48px;height:48px;border-radius:50%;border:1.5px solid rgba(255,255,255,.4);background:transparent;cursor:pointer;display:flex;align-items:center;justify-content:center}
.ov-zu:hover{background:rgba(255,255,255,.1)}
#ov-video{width:100%;max-height:calc(100vh - 180px);aspect-ratio:16/9;background:#000;border-radius:10px}
.ov-fuss{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;color:var(--blau-hell);font-size:14px}

/* Smartphone-Leiste */
.handy{display:none}

@media (max-width:960px){
  .kopf nav{display:none}
  .vz span{padding:14px 12px;font-size:15px}
  .hero-grid,.g2{grid-template-columns:minmax(0,1fr);gap:40px}
  .g3{grid-template-columns:minmax(0,1fr)}
  .schritte{grid-template-columns:minmax(0,1fr)}
  .sec{padding-block:72px}
}
@media (max-width:640px){
  body{font-size:16px}
  .kopf .kopf-cta{display:none}
  .vz{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .vz span{padding:12px 14px;font-size:15px}
  .vz span:first-child{grid-column:1/-1;background:var(--grau-flaeche);padding:10px 14px;font-size:14px;border-bottom:0}
  .vz.kopfz span:first-child{display:none}
  .vz.kopfz span{font-size:11px;padding:14px}
  .hero .btns{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
  .hero .btns .btn{width:100%;padding:0 10px;min-height:52px;justify-content:center;text-align:center;white-space:nowrap;font-size:14px;gap:8px}
  .hero .btns .btn.o{grid-column:1/-1}
  .g4 .kachel{padding:16px}
  .kopf{height:64px} .kopf .feld{height:64px;width:170px;border-bottom-right-radius:24px} .kopf .feld img{height:24px} .kopf .pva{height:18px}
  .hero .wrap{padding-block:44px 36px}
  .hero p{font-size:17px}
  .frist ol{grid-template-columns:minmax(0,1fr);gap:14px;padding-left:10px}
  .frist ol:before{left:9px;right:auto;top:0;bottom:0;width:2px;height:auto;background:linear-gradient(180deg,rgba(127,166,207,.45) 0 74%,var(--orange) 74% 100%)}
  .frist li{display:grid;grid-template-columns:20px 90px 1fr;gap:12px;align-items:center;margin-left:-10px}
  .frist b{margin:0;font-size:17px}
  .g4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .kachel b{font-size:21px}
  .kachel span{font-size:14px;line-height:1.35}
  .eingabe,.ergebnis{padding:20px}
  .fakten{grid-template-columns:minmax(0,1fr)}
  .diagramm{height:220px}
  .jahre span{font-size:9px}
  .handy{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;gap:10px;background:var(--weiss);border-top:1px solid var(--grau-linie);padding:12px max(16px,env(safe-area-inset-right,0px)) calc(12px + env(safe-area-inset-bottom,0px)) max(16px,env(safe-area-inset-left,0px))}
  .handy .btn{flex:1}
  .handy .tel{flex:0 0 52px;min-height:52px;border-radius:6px;border:1.5px solid var(--navy);display:flex;align-items:center;justify-content:center}
  .fuss{padding-bottom:110px}
}

/* Abschlusslinie unter dem Kopf: Orange läuft in helles Blau über */
.kopf{border-bottom:0}
.kopf:after{content:"";position:absolute;left:0;right:0;bottom:-3px;height:3px;z-index:2;background:linear-gradient(90deg,var(--orange) 0%,var(--orange) 10%,#F6B860 30%,#B9CDE3 55%,var(--blau-mittel) 100%);pointer-events:none}